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Help Us Prevent Financial Harm Before It Happens
- Steve Conley
- May 16
- 3 min read
Most people do not read terms and conditions before signing.
Research regularly suggests around 7 in 10 people either never read them properly or only skim them.
Not because they are careless.
Because life is busy.
Because contracts are overwhelming.
Because sales environments create pressure.
Because people trust the brand, adviser, broker, lender, provider, or salesperson sitting in front of them.
And because most legal documents are not written to be easily understood by ordinary people.
Yet hidden inside those documents can be:
Unfair clauses
Excessive penalties
Restrictive terms
Ambiguous obligations
One-sided rights
Automatic renewals
Liability exclusions
Complex cancellation conditions
Often, the real harm only appears months or years later.
At Get SAFE, we support people after financial harm.
But prevention is better than cure.
If we can help people understand what they are signing before they commit, far fewer people suffer downstream.
That is why we created The Leveller™.
Right now, we are supporting a vulnerable older couple facing the loss of their home after years of legal and financial dispute linked to mortgage terms, enforcement processes, legal costs, and documentation they never truly understood at the beginning. The emotional and physical toll has been devastating. Stress-related illness. Hospitalisation. Fear of opening letters. Fear of losing their home. Whether people agree with every aspect of the case is not the point. The point is this: Many consumers sign life-changing agreements without fully understanding the downstream consequences hidden inside complex terms and conditions. That is exactly the kind of preventable harm The Leveller™ is trying to reduce. We cannot stop every dispute. But we may be able to help more people pause, question, understand, and protect themselves before signing.
What Is The Leveller™?
The Leveller™ is a consumer protection tool designed to help ordinary people quickly understand contracts before signing them.
Simply:
Take a photo of the document
Upload a PDF
Or paste the terms and conditions
Then press:
“Level the Playing Field.”
Within minutes, the app produces:
A fairness score out of 100
RAG-rated risk indicators
Key clauses highlighted
Questions to ask before signing
A plain-English summary
A downloadable report
The aim is simple:
Not legal advice.
But better than:
no advice,
no understanding,
or not reading the contract at all.
Why We Need Your Help
We are currently conducting closed testing on Google Play before public release.
To move forward, Google requires:
A minimum number of Android testers
Continuous opt-in testing over 14 days
Genuine engagement and meaningful feedback
We currently have 10 of the 12 testers required.
We are very close.
But we also want the right people involved — people who care about fairness, transparency, and helping consumers avoid preventable harm.
Who We’re Looking For
You only need:
An Android phone
A Gmail account linked to Google Play
Willingness to test the app and share feedback over 14 days
That’s it.
You do not need legal expertise.
In fact, ordinary user feedback is the most valuable.
We want to know:
Does it make sense?
Is it easy to use?
Does it help people think more clearly before signing?
Does it increase confidence and understanding?
Why This Matters
The modern world runs on contracts.
Most people click “accept” without understanding the implications.
That imbalance benefits institutions far more than consumers.
The Leveller™ is a small attempt to restore balance.
To slow people down.
To encourage questions.
To increase clarity before commitment.
To help people Get SAFE before harm occurs.
Join The Closed Test Group
We are creating a LinkedIn messaging group for testers so we can:
Support onboarding
Share updates
Gather feedback
Improve the app together
If you would like to participate, please message me directly on LinkedIn with:
Your Gmail address used for Google Play
Confirmation you have an Android phone
And we will send you the testing link and onboarding instructions.
Sometimes the difference between safety and harm is simply understanding what you are agreeing to before you sign.
That is the problem we are trying to solve.
Curious how others see this.
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